Managing Money & Finance


Christians Against Poverty

Jubilee Mill
North Street

01274 760720


A charity offering debt counselling and money management courses for those in financial difficulty or those who just want help to manage their money more effectively.


Debt Counselling.

Job Club Offering Guidance for Jobseekers.

Addiction Support Groups.

Free Courses:
• Budgeting.
• Debt-Prevention.

Cost: free to access.

Eligibility Criteria: those experiencing difficulties with debt or money management.

Referral Procedure: call helpline.

Watford Credit Union

First Floor
59 Clarendon Road
WD17 1LA

01923 236401


A financial cooperative who offer savings accounts and low-interest loans to members.


Loans of up to £5000 over 3 Years.

Emergency Loans of up to £500.

Cost: interest paid on loans.

Eligibility Criteria: those who would like an alternative to mainstream method of saving and may need to access a loan in the future.

Referral Procedure: complete membership application form and an equal opportunities monitoring form. Take these with £1 entrance fee and your first deposit (minimum of £1) to one of the WCU collection points (see info sheet for details).

Watford Community Money Advice

Wellspring Church Centre
1 Wellspring Way
WD17 2AH

07729 330704


A national charity that offer free, face to face debt advice services, through the provision of a range of services. Open Tuesday and Wednesday 14:00-16:00 by appointment only.


Free Face-to-Face Money Advice Services.

Debt Advice.

Online Money Management Advice & Planner.

Cost: free to access.

Eligibility Criteria: those in need of money/debt advice.

Referral Procedure: book an appointment for drop in.